HOW TO SAVE MONEY SHOPPING BY BEING A SMART SHOPPER

Don’t shop is the best way to save money, or at least wait few days before shopping to give you ample time to think if you really need what you are about to buy. But if you really need to buy something the best thing you can do is be a smart shopper.

1. Use coupons. If you don’t want to use coupons because you are embarrassed about it, shop online and use coupon codes. No one will know you use coupons. You can find discounts by searching a particular store, and add promo code, discounts or coupons with your keywords.
I use techbargain.com to get coupons. You can also find a lot of coupons for foods, hotels, and clothing just simply by searching it at “google.com”

2. Buy only sale items. Regular items go on sale really fast. Check out the sale rack and you will see great items to buy. The good thing about recession is all stores are giving discounts and putting lots of items on their sale rack to attract more customers.

3. Buy at discount stores like Ross, Marshalls, Big lots. You will find signatured items for less than the suggested retailed price.

4. Use credit card that has cash back bonus. At least you can earn while you shop.

5. There are pros and cons of shopping to wholesale store like Sams club and Costco. Weight the benefits and disadvantages. Consider the membership fee, the store ‘s distance from your house and if you can use your money with other investment options rather than stocking goodies at home. If you have a big family and you think you will benefit from buying in bulk, then its advisable to shop at wholesale store. But if you only have a small family and you only plan to stock the items and sometimes it only gets spoiled then maybe buying in small quantity is better.

6. Timing is one of the best ways to get good deals. Buy off season clothing.

7. Research first about the product you are buying. Check first if there are cheaper alternatives, which store offer the best price. You can check prices at price grabber.com and see who has the best deal.

Millionaire in God's Way

I recently had a new visitor who stopped by at this website brought by Google using the key word "Millionaire in God's Way ". So I thought of why not talk about it here in this website just in case another passerby found this site looking for the same thing or incase he comes back.

Please come back and I'll post it tomorrow.happy surfing!!

Reasons for wanting to be a millionaire

Every single day I pray to become a millionaire, I wished to win the lotto or get fortunate and hit the jackpot at the casino. I hope GOD can read this and finally listened to my prayer.

But why do I want to become a millionaire, again I hope GOD can read this so he can understand why I’m bugging Him every day.

I want to win the lotto so I can stop working and do the things I think he wants me to do. My mind and time are preoccupied with how to make money and make a living. That is why I have no time for other things. I do not agree that my way of life is the best way to live. But what can I do, I have bills to pay and my survival instinct says I need to focus making money otherwise I will starve and have no place to stay.

I hate the saying money cant buy happiness because I think it does. The very reason I am unhappy is because I have no money. The reason why I can’t do the things I want to do is because I have no money, and I am spending most of my time thinking about money.

So I strongly believe that becoming a millionaire is the answer. Please please please I want to be a millionaire.
If I am a millionaire or have plenty of money the first thing I will do is to make sure the money keeps on growing. I know....it sounds so greedy. But admit it or not money goes fast. So I will opt for investments that will spawn money without asking for my time.

So what will I do for the money I beseech GOD to give me? Of course I will share it. (Promised :)

I will be God's Santa clause. I will be helping other people find a way to make a living, I will be doing a lot of missionary work, I will be attending birthday parties, wedding and other occasions and make other people happy. I will be at all times around to listen to any person who sought someone to talk to. You will see me more often and will stop sleeping a lot. I will be a normal human being and not a robot whose sole purpose is to make money.

I will be a mother, a daughter, a sister, a friend and a wife.
Have I forgotten anything? Nevertheless I don’t need to be a millionaire, all I needed is TIME.

But I still hope I can be a millionaire because time is very pricey.

tips on how to save money

• stop your vice, dont drink, and smoke, try to quit soda or cofee and just drink water. easier said than done but i did it.


• bring food to work


• stop eating junk food. its not healthy and will save you money

Ways to become millionaire

• Join 401, 403b or any retirement plan
• save $1720 per month for 30 years with 3% interest per year you will have 1,002,307.44 or use the calculator located at upper left side of this blog to calculate how to reach your goal of becoming millionaire.
• buy a lotto. or any raffle ticket that has a winning prize of million dollars
• join who wants to be a millionaire

calculate how to become a millionaire

Use the calculator below to figure how close are you to become millionaire

Savings Calculator

make extra money

while waiting and waiting for some people to click in my ads, I decided to figure out how to make extra money. here are some list on how you can try to generate extra money.

• Write article for ehow.com, here is one of the article I wrote http://www.ehow.com/how_4745920_do-self-studying-nclex.html.
• Write article for bukisa.
• Loose change. look for loose change from your bag, drawers, and cabinet and see how much extra money you have laying around that you are not aware of.


• use your credit card that has cash bonus when you use it. I have motley fool from bank of america that pays 1% of every purchases that I made. Just make sure to pay it off at the end of the month.


• generate income from adsense


• sell unwanted things to ebay


• garage sale
• recycled cans and bottle

I will try to do some of this things and I will let you know of the outcome.